Health & Welfare Benefits
Smart Strategies for Your Workforce
To attract and retain top employees in today’s competitive market, you need a smart and targeted benefits strategy. MHA Solutions can help. Our expert consultants will work closely with you to examine your current programs, corporate culture and budget requirements. Together, we’ll develop a customized plan to meet your needs now and in the future. As a subsidiary of the Massachusetts Health & Hospital Association, MHA Solutions is uniquely positioned to give you competitive insight and expertise on the latest trends in health and wellness.
We represent hospitals throughout the state and insure thousands of hospital employees. Whether you are in the health industry or are a business that provides health and wellness benefits, our consultants will deliver maximum purchasing power, while offering optimum coverage and protection. Talk to us to find out what we can do for your employees.
MHA Solutions never ceases to amaze me with their wealth of knowledge, support, and most of all, dedication to client service.”
Grand Circle Corporation,
We’ll conduct a comprehensive review of your current fully-insured or self-insured group plans, and if appropriate, will recommend ways to enhance your benefit offering.
We’ll help you understand and take advantage of various funding options that allow employees more control over their health spending. These options include:
- Flexible Spending Accounts (FSAs) which enable employees to set aside pre-tax dollars to pay for out-of-pocket expenses related to health insurance and dependent care, as well as commuter and parking expenses.
- Health Reimbursement Accounts (HRAs) are employer-funded plans in which employees are reimbursed a fixed amount of money for qualified medical expenses.
- Health Savings Accounts (HSAs) is a tax-advantaged savings designed for employees enrolled in high-deductible health plans.
Our consultants are well-versed in these accounts and will recommend the appropriate solution for your business situation.
Dental insurance has become an increasingly important element of employee benefits packages, and some types of adolescent coverage are mandated by the Affordable Care Act. We can tailor a fully-insured or self-funded plan to meet your needs.
Offered as part of group coverage or as a voluntary benefit, vision insurance can be a valuable component of your benefits package. Our consultant will help you determine which approach and coverage levels are right for you.
We offer a variety of cost-effective and flexible group whole life and term policies. Our consultants will help you select the best option for you and your employees.
We’ll review trends, claims and utilization to determine the best solution for coverage, including cost-cutting options such as self-funding, administrative services only ASO or voluntary solutions.
Most employers include long-term disability in their benefits packages. Our consultants will help you select appropriate sponsored or voluntary coverage for your employees.
Because of our affiliation with MHA, MHA Solutions can offer exclusive, industry-specific insurance coverages, such as our premier life insurance program, not available to any other insurer or broker. In addition, we are able to negotiate favorable terms and conditions with preferred insurance carriers and vendors that other brokers do not have access to.
Voluntary benefits allow you to offer programs that are attractive to employees while maintaining cost-effectiveness. These benefits can include:
- Accident and/or Critical Illness Insurance
- Prepaid Legal Services
- Pet Insurance
- Identity Theft Insurance
Talk to your MHA Solutions consultant for a full list of voluntary benefits.
Wellness programs can reduce healthcare costs and increase employee productivity and satisfaction. We offer online tools, resources and vendors that will complete and enhance your overall wellness packages.
Engagement and Communication
Our consultants will help craft a communications strategy to help you stay on top of the changes affecting your business and the employee benefits industry. We also offer a wide range of educational materials on health and wellness for you and your employees.